Gyansurance – Your Guide to Term Insurance in India

Your Trusted Guide to Term Insurance in India

Expert-backed, jargon-free guides to help you understand, compare, and choose the right term insurance plan for your family.

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Tools & Calculators

Free interactive tools to help you estimate premiums, coverage needs, and protection gaps.

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Premium Calculator

Estimate your monthly or yearly premium based on your age, coverage amount, and policy term.

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Coverage Calculator

Find out how much life cover your family needs based on your income, loans, and expenses.

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Family Protection

Assess your family’s total financial gap and protection needs if the unexpected were to happen.

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Insurance Quiz

Take a quick assessment to understand your insurance readiness and what type of cover suits you.

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News & Updates

Stay informed about the latest regulatory changes, tax updates, and industry trends affecting your term insurance.

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Tax & Budget

Budget 2025: Key Changes in Term Insurance Taxation

GST on life and health insurance premiums reduced to 0%. ULIPs with premiums exceeding ₹2.5 lakh now subject to capital gains tax.

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Regulatory

The Regulatory Future of Term Insurance: What IRDAI Hints At

IRDAI is introducing reforms for enhanced accessibility, transparency, and consumer protection in the term insurance landscape.

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Consumer

What IRDAI Push for Simpler Products Means for Buyers

New regulations aim to simplify insurance products, making it easier for buyers to understand and compare term plans across providers.

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