The Claims 101: How to make a claim, eligibility, paperwork etc
When comparing term insurance plans, most people look at the insurer’s claim settlement ratio (CSR) as the single most important metric. A CSR of 98% sounds reassuring. But that number tells you how many death benefit claims were settled, not how rider claims performed. If you have added a critical illness rider, accidental death benefit, … Read more
A term insurance policy does its job only when the claim is paid. And a claim gets paid only when the right documents are submitted, complete and on time. This sounds simple, but it is where many families struggle the most. During one of the most difficult periods of their lives, families are asked to … Read more
Losing a loved one is one of the hardest things you’ll ever go through. The last thing you need is confusion about how to claim the life insurance they left for you. If you’re reading this, you’re probably navigating grief while trying to figure out paperwork, phone calls, and processes you never wanted to learn … Read more