Which Life Insurer Gets the Most Complaints? Latest Ombudsman Data
3 years of ombudsman complaint data for all 23 life insurers. Bharti AXA leads with 18% of all cases. See win rates, complaint trends, and the worst backlogs.
Manan Shah
Solvency Ratio of All Life Insurers: 11 Years of IRDAI Data (2014–2025)
44 quarters of IRDAI solvency data for every life insurer in India. See who consistently exceeds the 1.50x minimum and who cuts it close — quarter by quarter.
86 Lakh Policies Wiped Out: Lapse & Persistency
86 lakh policies lapsed in FY 2024-25, erasing ₹8.7 lakh crore in coverage. 12 years of IRDAI data reveals which insurers lose the most policyholders and why.
16 Lakh COVID Death Claims: What the Data Shows
Death claims jumped 84% during COVID and payouts surged 147%. The surprise: rejection rates hit a 12-year low, then climbed back. Full IRDAI data inside.
994 Court Cases Analysed: Life Insurance Disputes
We analysed 994 life insurance court cases (2000–2026). Non-disclosure appears in 59.1% of cases; consumers win 57.7% of decided cases. Full breakdown by court, insurer, and rejection ground.
Why You Should Be Wary of Buying Term Insurance Online
A 2026 LocalCircles survey found 80% of online insurance buyers face difficulty cancelling policies, up from 61% two years ago. 90% report aggressive nagging and 82% experience bait-and-switch pricing. Here’s what the data says, what regulators are doing, and how to protect yourself.