What term insurance is, how it works, and why every Indian family needs one
Most Indian life insurers accept term insurance applications up to age 65, and several plans push the limit to 70–75. This guide covers age limits, premium costs, tax rules, medical requirements, and claim settlement ratios for seniors above 60 buying term insurance in India.
Claim your Section 80C and 80D deductions correctly, audit your sum assured, and avoid common mistakes before March 31. Practical checklist for policyholders.
NRIs in the US with a valid Indian passport can buy term insurance from Indian insurers entirely online. This guide covers eligibility (including green card and OCI rules), the step-by-step buying process, NRE vs NRO account strategy for claim repatriation, tax sections 80C, 10(10D) and 194DA, and verified claim settlement ratios from leading insurers.
A complete guide to medical tests for term insurance in India. Which tests are required at what age, how to buy term insurance without medical tests, and why full disclosure protects your family.
Term insurance gives the highest cover at the lowest cost. We show the math comparing term plans vs endowment and ULIPs, and explain exactly who needs it and how much cover to buy.
“Why should I pay for term insurance and get nothing back if I survive?” This is the single most common objection to buying a term plan life insurance policy. And it is exactly the objection that Return of Premium (ROP) plans are designed to address. The pitch behind term insurance with return of premium is … Read more