Guides to buying and managing term insurance from abroad as an NRI
When you buy term insurance as an NRI, the base policy handles the big question: if something happens to you, your family gets a lump sum. But then comes the follow-up question from every insurer: “Would you like to add riders?” Riders are optional add-ons that cover specific risks like accidents, critical illness, or disability. … Read more
One of the most common questions NRIs ask: “Do I need to fly to India just to buy a term insurance policy?” The short answer is no. Indian insurers have made it possible for Non-Resident Indians to purchase term insurance entirely from abroad, using digital onboarding, embassy attestation, and telemedical exams. But “possible” does not … Read more
If you’re reading this from Singapore, Dubai, or New York while worrying about your family back in Mumbai or Bangalore, you’re in the right place. Buying term insurance as an NRI isn’t the same as buying it from your hometown. Different paperwork, different tax angles, different hassles with medical tests and premium payments. But here’s … Read more