Gyansurance Editorial 
IRDAI’s Public Insurance Registry could show all your policies in one place and score you using credit data. What the consultation paper actually says, question by question.
IRDAI has asked insurers to define “claim” and standardise claim settlement ratio. The answer matters for every term insurance buyer comparing CSRs.
100% FDI, Bima Trinity, zero GST, and a distribution reform crackdown. Every 2026 insurance reform explained with what it means for you.
IRDAI is collecting granular commission data from every life insurer. The numbers explain why agents push endowments over term plans — and what the commission restructuring could change.
Where do LIC, HDFC Life, ICICI Pru, and SBI Life actually earn their money? Six years of product mix data from investor presentations, with VNB margins.
File and track a life insurance complaint on IRDAI’s Bima Bharosa portal, escalate to the Insurance Ombudsman, and see 12 years of insurer-wise grievance data.