Are Riders Worth It for NRI Term Policies?

When you buy term insurance as an NRI, the base policy handles the big question: if something happens to you, your family gets a lump sum. But then comes the follow-up question from every insurer: “Would you like to add riders?” Riders are optional add-ons that cover specific risks like accidents, critical illness, or disability. … Read more

Can NRIs Buy Term Insurance Without Visiting?

One of the most common questions NRIs ask: “Do I need to fly to India just to buy a term insurance policy?” The short answer is no. Indian insurers have made it possible for Non-Resident Indians to purchase term insurance entirely from abroad, using digital onboarding, embassy attestation, and telemedical exams. But “possible” does not … Read more