Girish Kumar

Girish Kumar is a YouTube Manager at Quantent, focused on building digital growth through thoughtful strategy, strong client collaboration, and content that performs. He works across marketing, design, and digital systems to turn complex business needs into clear, actionable solutions. At Quantent, Girish partners closely with brands to streamline service delivery, improve conversions, and create long term value balancing creativity with structure, and always prioritizing quality over quantity.

Budget 2025: Term Insurance Tax Changes

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Every year, the Union Budget reshapes how Indians save, invest, and protect their families. The 2025 Budget brought welcome changes for insurance buyers: lower costs on premiums, clearer tax rules for high-value ULIPs, and continuation of existing deduction limits. If you hold a term insurance policy or plan to buy one, these changes directly affect … Read more

Joint Term Insurance: Smart or a Gimmick?

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Joint term insurance sounds appealing on paper: one policy, two lives covered, lower premium than buying separate plans. Insurers market these plans as the smart choice for modern couples. But is the convenience worth the trade-offs? The answer depends entirely on how the policy is structured, what happens after the first claim, and whether both … Read more

Claim Settlement Ratio: Why It Misleads

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When selecting an insurance provider, many consumers rely heavily on the claim settlement ratio (CSR) as a primary indicator of reliability. While a high CSR suggests an insurer settles most claims, it doesn’t necessarily reflect the quality or fairness of those settlements. Understanding the limitations of CSR is important for making an informed choice.  TL;DR  CSR Limitations: CSR … Read more