Andy Shatananda 
A plain-language A-to-Z glossary of every term insurance term you need to know before buying a policy in India. From assignee to zero-cost term plan, each entry explains what the term means, why it matters, and what to watch out for.
If you’re earning ₹50 lakh or more annually, the standard term insurance advice you’ll find online doesn’t really apply to you. The “12 times your income” formula? It breaks down at high incomes. The ₹1 crore cover everyone recommends? Probably inadequate for your situation. And that quick online application process? Forget it: you’re looking at … Read more
Imagine your loved ones facing not only the grief of your loss but also the financial uncertainty due to complications in receiving your life insurance payout. Designating a nominee doesn’t always guarantee a smooth claim process. This article covers the common pitfalls and legal complexities that can cause nominee confusion, potentially delaying or even denying … Read more
“Get coverage of 20 times your annual income.” You will hear this advice from almost every financial planner, insurance agent, and personal finance article. It is simple, easy to remember, and gives you a number to work with. The problem is that it treats everyone the same, and no two families have the same financial … Read more