Kotak Life – Gyansurance

Kotak Term Insurance Plans: 98.61% CSR, Premiums and Riders

October 12, 2026March 21, 2026 by Andy Shatananda

Kotak term insurance guide - risograph illustration of a vault with growth chart and equal footing figures

Kotak Life has 4 term plans and a 98.61% claim settlement ratio for FY 2024-25. We compare premiums, riders, exclusions, and claim data to help you decide if Kotak is the right fit.