Solvency Ratio of All Life Insurers: 11 Years of IRDAI Data (2014–2025)
44 quarters of IRDAI solvency data for every life insurer in India. See who consistently exceeds the 1.50x minimum and who cuts it close — quarter by quarter.
Data-Backed Gyan
We analysed 12 years of IRDAI data on claims settlement, lapse rates, persistency, and solvency, and dug into 994 consumer court judgments across SCDRC, NCDRC, High Courts, and the Supreme Court, plus three years of ombudsman complaints. These are the stories that emerged.
86 Lakh Policies Wiped Out: Lapse & Persistency
86 lakh policies lapsed in FY 2024-25, erasing ₹8.7 lakh crore in coverage. 12 years of IRDAI data reveals which insurers lose the most policyholders and why.
16 Lakh COVID Death Claims: What the Data Shows
Death claims jumped 84% during COVID and payouts surged 147%. The surprise: rejection rates hit a 12-year low, then climbed back. Full IRDAI data inside.
994 Court Cases Analysed: Life Insurance Disputes
We analysed 994 life insurance court cases (2000–2026). Non-disclosure appears in 59.1% of cases; consumers win 57.7% of decided cases. Full breakdown by court, insurer, and rejection ground.
Claim Settlement Ratio of All 24 Life Insurers (Latest IRDAI Data)
All 24 life insurers ranked by individual death claim settlement ratio — by count AND by amount. IRDAI FY 2024-25 verified data with the gaps most sites don’t show you.