Latest news and updates about term insurance in India
Term insurance premiums rose 85% between 2020 and April 2026 in two sharp spikes. We break down exact premium increases by insurer and age, and what options remain for buyers after the hike.
97 lakh Indians live in the Middle East. Most term policies have a war exclusion clause. We explain what’s covered, what’s excluded, and what you can do.
HNI term insurance demand doubled in two years, with ₹3 crore covers up 45% YoY. Young buyers aged 30-39 are driving the shift toward higher coverage.
A pan-India survey of 450 buyers and agents finds that 63% of life insurance customers received less than one hour of explanation before buying multi-year policies, and the same proportion believe their agent prioritised commissions over their needs.
IRDAI Member Deepak Sood calls out high distribution costs and mis-selling as the two biggest barriers to expanding insurance coverage in India, where penetration has stalled at 3.7% for two years.
India’s insurance regulator is considering capping agent commissions on a mutual fund-style TER model. Here is what the proposed change means for your policy costs and returns.