A 2026 LocalCircles survey found 80% of online insurance buyers face difficulty cancelling policies, up from 61% two years ago. 90% report aggressive nagging and 82% experience bait-and-switch pricing. Here’s what the data says, what regulators are doing, and how to protect yourself.
HDFC Life is India’s largest listed private life insurer by market capitalisation, and its term insurance portfolio carries one of the most consistent claim settlement records in the industry. Founded in 2000 as a joint venture with Standard Life Aberdeen (UK), the company today operates as a subsidiary of HDFC Bank, which holds approximately 50.41% … Read more
Complete guide to calculating the right term insurance coverage amount in India. Compare 50 lakh vs 1 crore vs 2 crore cover, learn three calculation methods (income multiple, HLV, expense-based), and find your ideal sum assured.
Complete guide to term insurance for smokers and tobacco users in India. Learn how much more you’ll pay, what the cotinine test detects, why disclosure is non-negotiable, and how quitting can lower your premiums.
A complete guide to building family term insurance protection in India. Learn how to calculate coverage for each earning member, compare joint life vs individual policies, use staggered coverage to save money, and protect payouts with the MWP Act.
Everything you need to know about term insurance for women: working women, homemakers, and single mothers. Eligibility, coverage calculations, riders, and the step-by-step buying process.